We are in the midst of one of the most popular wedding seasons of the year and many young couples are now starting their mutual lives together. I thought I would bring a few tips for people looking to take out mortgages. The first thing to consider is that current interest rates are not very low and you may want to remortgage in the future when a lower rate will be available. Make sure your mortgage doesn’t have a high early payment fee since you may pay it off and take a new one in the case of a remortgage. Another thing that is highly recommended is mortgage payment protection, this can prevent some very unpleasant situations in the future should your income level temporarily decline.