Online scams are a fact of life. It is so prolific that almost all internet users, except the most naïve, have heard of online scams. The problem though is that even armed with the knowledge of online scams many people underestimate the ingenuity of scammers and so fall for their tactics. This is why it is very important for people to keep themselves updated about the latest scams and to always use common sense before giving out any personal/financial information on the web. All it usually takes is a cursory search to find out that an official sounding is actually a scam. Remember a healthy dose of scepticism is always your best ally against online scammers.