Comparing prices on car insurance rates is not always as easy as it seems. Just because you are quoted a cheap car insurance rate on your car doesn’t necessarily mean you are getting the best deal on your car insurance. There are many factors that you should take into account when reviewing your policy. For instance you can often get a lower price on your policy in exchange for a higher deductible in the event of an accident. When comparing two policies it is important to not only compare the price of the policy but also factor in all the details such as deductibles and service. Similar considerations should come into account when comparing home insurance quotes as well.